Fulfillment
policy

Effective Date: December 30 2024

Centure Financial (“we,” “our,” “us”)  we are committed to providing a seamless and satisfying experience for all our customers. Below, you will find details on our fulfillment, refund, and cancellation policies.

Fulfillment of Products and Services

Physical Products:
All orders are processed within 3 business days after purchase. Shipping times vary depending on your location and selected shipping method. Once your order is shipped, we will provide tracking information via email. If you do not receive your order within 10 days of the expected delivery date, please contact us at hello@centurefinancial.com.

Digital Products:
Digital products will be delivered via email or through a secure download link immediately after the payment is confirmed. If you experience any issues accessing your digital purchase, please contact us at hello@centurefinancial.com.

Services:
For services, fulfillment timelines will be discussed and agreed upon during the onboarding process. Any delays will be communicated promptly, along with an updated timeline.

Refund Policy
We strive for customer satisfaction. Refunds are issued under the following conditions:

Physical Products:
Refund requests must be submitted within 24-hours of receiving your order. Products must be returned in their original condition, unused, and with all original packaging. Customers are responsible for return shipping costs unless the product is defective or the wrong item was delivered. Refunds will be processed within 10 days of receiving the returned item.

Digital Products:
Due to the nature of digital products, refunds are not available once the product has been accessed or downloaded. If you encounter technical issues, please reach out for assistance.

Services:
Refunds for services are only available if canceled prior to the start date. Once services are rendered, refunds will not be issued. If you are dissatisfied with a service, please contact us at hello@centurefinancial.com to discuss your concerns.

Cancellation Policy
Physical Products:
Orders can be canceled within 1-hour of purchase for a full refund. After this time, orders may already be in the fulfillment process, and cancellations will not be possible.

Digital Products:
Cancellations are not permitted once payment is confirmed, as access to digital products is provided immediately.

Services:
To cancel a service, please notify us at least 3-days  before the scheduled start date to receive a full refund. Cancellations after this period may incur a fee of 100% of the service fee.

Contact Information
If you have any questions or need assistance regarding our policies, please contact us:

Email: [contact@centurefinancial.com](mailto:contact@centurefinancial.com)
Telephone Number: 442-202-7129
Mailing Address: Centure Financial, San Diego, CA 92101

Fulfillment Policy

no. 01

Effective Date: September 1, 2024 

Welcome to [www.centurefinancial.com](http://www.centurefinancial.com/) (the “Website”). These Terms and Conditions (“T&C”) govern your use of our Website and any services provided by Centure Financial (“we,” “our,” “us”). By accessing or using the Website, you agree to be bound by these T&C. If you do not agree with these T&C, you must not use this Website.

1. Use of the Website

1.1 Eligibility: By using this Website, you confirm that you are at least 18 years old and have the legal capacity to enter into binding agreements.

1.2 Permitted Use: You may use the Website for lawful purposes only. You agree not to use the Website in a way that could harm Centure Financial, its clients, or any third parties.

1.3 Prohibited Activities: You agree not to:

• Violate any applicable laws or regulations.
• Post or transmit any material that is unlawful, harmful, threatening, defamatory, or otherwise objectionable.
• Use the Website to engage in fraudulent activities or impersonate any person or entity.
• Interfere with the operation of the Website or gain unauthorized access to its systems.
• Attempt to decompile, reverse engineer, or disassemble any software or other products or processes accessible through the Website.

1. Intellectual Property

2.1 Ownership: All content on the Website, including text, images, logos, graphics, and software, is the property of Centure Financial or its content suppliers and is protected by U.S. and international copyright laws.

2.2 License: Centure Financial grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from any content on the Website without our express written permission.

2.3 Trademarks: All trademarks, service marks, and trade names appearing on the Website are the property of Centure Financial or their respective owners. Unauthorized use of any trademarks displayed on the Website is strictly prohibited.

2.4 Copyright Infringement: Unauthorized copying, distribution, modification, or public display of any copyrighted material from the Website, including text, images, layout, design, or any other proprietary information, is strictly prohibited. Centure Financial reserves the right to take legal action against any individual or entity that infringes on its intellectual property rights.

1. Disclaimer of Warranties

3.1 As-Is Basis: The Website and all content, services, and products provided through it are provided on an “as-is” and “as available” basis. Centure Financial makes no representations or warranties of any kind, express or implied, as to the operation of the Website or the information, content, materials, or products included on the Website.

3.2 No Warranty: To the fullest extent permitted by law, Centure Financial disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

1. Limitation of Liability

4.1 Exclusion of Damages: To the fullest extent permitted by law, Centure Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, data loss, or business interruption, arising out of or in connection with your use of or inability to use the Website.

4.2 Cap on Liability: In no event shall Centure Financial’s total liability to you for all claims arising under these T&C exceed the amount you have paid, if any, to access the Website.

1. User Accounts

5.1 Account Creation: To access certain features of the Website, you may be required to create a user account. You agree to provide accurate and complete information when creating your account and to keep this information up to date.

5.2 Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify Centure Financial immediately of any unauthorized use of your account.

1. Privacy

6.1 Privacy Policy: Your use of the Website is also governed by our Privacy Policy, which is incorporated by reference into these T&C. Please review our Privacy Policy to understand our practices regarding your personal information.

1. Third-Party Links

7.1 External Links: The Website may contain links to third-party websites or services that are not owned or controlled by Centure Financial. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.

1. Indemnification

8.1 Indemnity: You agree to indemnify, defend, and hold harmless Centure Financial, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of the Website, your breach of these T&C, or your violation of any law or the rights of a third party.

1. Termination

9.1 Termination by Centure Financial: Centure Financial reserves the right, in its sole discretion, to terminate or suspend your access to all or part of the Website, with or without notice, for any reason, including but not limited to your breach of these T&C.

9.2 Effect of Termination: Upon termination, your right to use the Website will immediately cease, and all licenses granted to you under these T&C will terminate.

1. Governing Law and Dispute Resolution

10.1 Governing Law: These T&C and any disputes arising out of or related to them or the Website shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

10.2 Jurisdiction: Any legal action or proceeding arising under these T&C will be settled exclusively in the state or federal courts located in San Diego, California. You consent to the jurisdiction and venue of these courts and waive any objection to such jurisdiction or venue.

10.3 Dispute Resolution: Any disputes arising under these T&C shall be resolved through binding arbitration in San Diego, California, in accordance with the rules of the American Arbitration Association. The arbitrator’s decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

1. Changes to the T&C

11.1 Modifications: Centure Financial reserves the right to modify these T&C at any time. We will notify you of any changes by posting the new T&C on the Website. Your continued use of the Website after the changes take effect constitutes your acceptance of the revised T&C.

1. Miscellaneous

12.1 Entire Agreement: These T&C, together with the Privacy Policy and any other legal notices published by Centure Financial on the Website, constitute the entire agreement between you and Centure Financial concerning your use of the Website.

12.2 Severability: If any provision of these T&C is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

12.3 No Waiver: No waiver of any term of these T&C shall be deemed a further or continuing waiver of such term or any other term, and Centure Financial’s failure to assert any right or provision under these T&C shall not constitute a waiver of such right or provision.

1. Contact Information

If you have any questions about these T&C, please contact us at:

Email: [contact@centurefinancial.com](mailto:contact@centurefinancial.com)
Telephone Number: 442-202-7129
Mailing Address: Centure Financial, San Diego, CA 92101

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